CEDAR has vast experience in facilitating and advising the micro and small entrepreneurs on financing and understands the complications associated with it. As such, we have created an all in one solution that simplifies the application process and assists with increasing loan efficiency. The system integrates an advanced and secure platform which includes our Artificial Intelligence (AI), Machine Learning (ML) and alternate credit score that provide another angle of an SME’s credit worthiness. The scoreXcess AI capability facilitates data-driven decisions while delivering lean and fast approval process.
ScoreXcess is an all in one solution designed to revolutionize the microfinancing industry in Malaysia. We have developed an online lead generating system that can be accessed from anywhere, anytime. Our industry knowledge has allowed us to build the system to seamlessly replace the outdated and unsecure processes. We have conducted several in depth studies to identify the key features that micro and small enterprise applicants need in a solution and these are: